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Via: CharlotteObserver.com

Desperate to save her father’s California home from foreclosure, Kelly Gonzalez hopped a plane with him Wednesday and flew to Charlotte, where they camped overnight in cold, drizzly rain.

Their mission: to be among the first struggling homeowners to get help from the Neighborhood Assistance Corporation of America, a nonprofit group with a Robin Hood-style reputation for forcing banks to modify predatory loans.

By about 10 a.m. Thursday, the monthly mortgage payment on Israel Gonzalez’s Van Nuys, Calif., home had been reduced from $3,100 to $1,730. “It was worth it,” Kelly Gonzalez said. “We had faith in what they could do.”

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